Nestworth.UK

Independent tools and plain-English guides for your money and your home.

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Start here

Three guides that lay the groundwork — the rest of the site builds on them.

Investing 101 The order to do things in, and what makes sense at different levels of wealth, income and age. Pensions 101 How the UK pension system fits together, and what to do about it in your 20s through your 60s. Home energy 101 Fabric first: the right order to improve a home, and what makes sense at different budgets.

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Number of the day

One figure from the guides, picked by today's date in your browser. Nothing is recorded.

£150,000 What 1.5% a year in charges costs on £100,000 invested for 30 years: £430,000 becomes £280,000. Read the fees guide →

Test yourself

Twenty questions each, honest scoring, and pointers to the guides that fill the gaps. Nothing entered leaves your browser.

Financial Literacy Test Investing, tax and long-term wealth. Only 23% of UK adults pass a basic version — this one goes deeper. Home Energy Test Insulation, heat pumps, solar, batteries and smart tariffs — find the knowledge gaps before they cost you money.

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